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Education Loan

Fund Your Education in India & Abroad

Get hassle-free education loans with competitive interest rates, flexible repayment options, and a moratorium period during your course. Cover tuition fees, living expenses, and more.

Education Loan

Flexible Financing for Higher Studies

Finance your studies with low interest rates, extended repayment tenure, and funding options for both domestic and international education programs.

Quick Approval
Fast processing & sanction
High Loan Amount
Up to ₹1.5 Crore*
Flexible Repayment
Tenure up to 15 years
Moratorium Period
Repayment after course completion
Interest Rate8% – 11.5%*

Key Features

Why choose our education loan?

Quick Approval

Fast processing & instant eligibility check

Moratorium Period

Repayment starts after course completion

High Loan Amount

Get up to ₹1.5 Crore* for abroad studies

Flexible Repayment

Tenure up to 15 years

Education Loan Benefits

  • Loan amount up to ₹1.5 Crore for abroad studies*
  • Interest rates starting from 8% p.a.*
  • Flexible repayment tenure up to 15 years
  • Moratorium period during course duration
  • Covers tuition, hostel & living expenses

Education Loan Eligibility

  • Age: 18–35 years
  • Indian citizen
  • Confirmed admission in recognized institution
  • Good academic record
  • Co-applicant (Parent/Guardian) required

Required Documents

  • PAN Card & Aadhaar Card
  • Passport Size Photographs
  • Admission Letter from Institute/University
  • Academic Records (10th, 12th, Graduation)
  • Fee Structure & Cost Estimate
  • Income Proof of Co-applicant
  • Bank Statements (6 months)
  • Collateral Documents (if required)

Complete Education Loan Information

Everything you need to know about eligibility, documentation, and interest rates

Documents Required

Document
Salaried
Self-Employed
PAN Card
Aadhaar Card
Passport Size Photos
Admission Letter from Institute
Academic Records (10th, 12th, Graduation)
Fee Structure from University
Income Proof of Co-applicant
Bank Statements (6 months)
Collateral Documents (if required)

Eligibility Criteria

Criteria
Salaried
Self-Employed
Age18–35 years18–35 years
NationalityIndian CitizenIndian Citizen
Admission StatusConfirmed AdmissionConfirmed Admission
Academic RecordGood Academic BackgroundGood Academic Background
Co-applicantParent/Guardian RequiredParent/Guardian Required

Interest Rate & EMI Calculator

Loan AmountTenureInterest RateEMI (Approx.)
Up to ₹7.5 LakhsUp to 10 years8% – 10%Flexible EMI
₹7.5 – ₹40 LakhsUp to 15 years8.5% – 11%Flexible EMI
Above ₹40 LakhsUp to 15 years9% – 12%Flexible EMI

Benefits of Education Loan

Loan covers tuition, hostel & living expenses

Study in India & Abroad financing available

Flexible repayment up to 15 years

Tax benefits under Section 80E

Moratorium during study period

Minimal collateral options available

Achieve Your Dreams with an Education Loan

Apply now for an education loan with low interest rates, flexible repayment options, and a moratorium period during your studies